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Browsing the internet is an activity that has become as common as brushing one’s teeth daily. With the COVID-19 pandemic, it has become more of a norm than ever. However, browsing the internet doesn’t only entail fun. It’s also a den of cybercrimes waiting to happen.
This is why one must know the best credit card fraud protection practices. Today, you’re going to figure out the smartest yet easiest ways to avoid being an online victim. Never miss a step if you want the utmost privacy security.
Some of us like being organized to the point of having all of our sensitive data, including the credit card information, listed in a notepad somewhere. Doing so may make your online shopping a breeze but it also exposes your money to the chance of being compromised.
If your PC has no ample security and you’ve stumbled upon a website that could deploy a virus on your computer, it’s game over for you. A lot of these viruses can encrypt, delete, and worse, OPEN your data. Sadly, there are still many payment processors that don’t require a one-time-PIN to purchase most especially if the money is already in digital credit form.
Take for example PayPal. If you have PayPal funds, Paypal won’t ask you to verify your payment through a text message advisory. It’ll just let you go on which makes stealing money quite easy for cybercriminals.
This is why the best credit card fraud protection practices must always be observed at all times. If the biggest payment processor can’t protect you, how much more the smaller ones?
Big spenders may find this irritating because of the constant verifications. However, you should consider doing everything to protect yourself from credit card theft.
Many banking apps and websites already offer numerous credit cards and security practices. These were not created to further make your online shopping a tedious feat. They were made with only one goal and that is to protect your money.
Don’t disregard these helpful extras if you don’t want to potentially give away your money to some random hacker. Other helpful security methods are fingerprint scanners and face recognition features before being able to successfully go through with a purchase.
The oldest trick in the book to steal private information is through impersonation. A lot of scammers and hackers create a clone of the profile of someone very close to you. They do this to mislead you into thinking that you’re talking to your actual friends, family, or loved ones.
They do this because it’s the type of scamming method that guarantees to obtain the victim’s trust. As long as you’re led to believe that you’re talking to someone very close to you, your doubts will be gone from the succeeding messages, requests, and instructions that the scammers will impose upon you.
If you can’t verify that you’re actually chatting with somebody you truly know, NEVER give away private information such as login credentials, bank account details, credit card & debit card numbers, ID numbers, and more. Added to that, NEVER send money unless you’re sure that you’re really talking to the rightful owner of the social media profile.
The best credit card fraud protection practices must also be used if you’re looking for love. Yes, it sounds quite pessimistic but the reality is, there are a lot of romance scammers online.
These scammers use dating websites as their number one source of income. A lot of those profiles with photos of gorgeous looking models are often fake. At first, the conversations will be very friendly but often turns romantic quickly; followed by a series of problems.
Your ego will inflate and your heartstrings will be pulled. These create a deadly combo that ensures the scammer that you’ll fall for every trap that he/she creates.
They will pretend like they’re stuck in a country somewhere from a “modeling gig” and you have to send them money so they can buy a ticket to “fly home” They’ll also use the oldest trick in the book which includes sick people and hospital bills. The list is endless with this type of scam.
Are you still being sent paper bills at home? If so, you should opt-out of those today. Before throwing these papers out, you must shred it to ensure that your credit card number and your name will not be exposed for everyone to see.
Many scammers can take your credit card number and give you a call as your “bank” to pretend that your credit card has been compromised. They will then give you a website to “change your password”. Once you key-in your details, all of these will be recorded and sent to the webmaster. This type of scam is called phishing.
You don’t even have to login anywhere for your data to be stolen. Because these scammers capitalize on the sense of urgency that they can incite out of the victim, they’ll be able to immediately get your sensitive information over the phone.
They’ll often ask your birthday, mobile number, and address for “verification purposes”. In reality, they’re taking this information so they can make a purchase using your credit card. They usually end the call by asking for your current CVV (the three digits at the back) code to “provide” you with a new one.
The best investment to make along with a trusty antivirus program for your credit card fraud protection practices is a smart tool like SafeSoft PC Cleaner. All you have to do is type the last four digits of your ID, credit card, or debit card number and it will scan and look for the file, be it in text or image form, for you to eliminate it out of your system.
Added to that, SafeSoft PC Cleaner has a permanent deletion technology that’s better than emptying the recycle bin. It uses random binary data to ensure that hackers won’t be able to retrieve sensitive information.
If you want to clean, maintain, protect, and speed up your PC, it’s time to make a wise decision. Below are what awaits you if you choose to SafeSoftify your PC.